i have a vague recollection of how it felt when i received acceptance letters from the handful of colleges to which i applied. this is more exciting. for years now, i’ve wanted to go back to school. i’ve wanted to advance my career in politics. just as importantly, i’ve wanted to prove to myself that i could do well in college studies (i didn’t fully apply myself in undergrad).
the final product of my application i thought was ok, but i wasn’t completely satisfied. reluctant to say much, i really wasn’t confident that i’d get accepted. after two failed attempts for a couple of different graduate programs at the university of hawaii and pretty embarrassing college transcripts, part of me was sure this attempt was another wishful effort.
in the end, the many hours spent on the various application parts, not to mention the three individuals who supplied my letters of recommendation, paid off. and i’m thrilled. i can attend a top “politics” school in washington d.c. and never have to leave hawaii!
but as the saying goes, “be careful what you wish for,” because now i have to decide if it’s worth the heavy financial debt load i would have to take on in order to pay for it. unlike undergraduate loans, i cannot defer any loans for this program. no, i wouldn’t have to make payments until six months after i graduate, but the “juice” will be running from the first day.
if i could be assured a high five-figure salary as soon as i graduated, there would be no question about what to do. but i’ve been in serious, stifling debt before. i remember that feeling of being trapped and it took me years to get out from under it. the program is exactly what i’ve been looking for, but can i honestly say it’s worth the financial burden i’d be taking on? i’m just not sure.
a quick and dirty calculation suggests i could be saddled with a more than $600 per month bill that i’d be paying for the next decade…. admittedly, i’m fishing a bit for words of encouragement. but i’m also looking for honest, sober advice.
i also want to offer my thanks to the three people who helped me get to this decision by writing recommendations that i have no doubt tilted the scales in my favor.