holy shit!

i have a vague recollection of how it felt when i received acceptance letters from the handful of colleges to which i applied. this is more exciting. for years now, i’ve wanted to go back to school. i’ve wanted to advance my career in politics. just as importantly, i’ve wanted to prove to myself that i could do well in college studies (i didn’t fully apply myself in undergrad).

the final product of my application i thought was ok, but i wasn’t completely satisfied. reluctant to say much, i really wasn’t confident that i’d get accepted. after two failed attempts for a couple of different graduate programs at the university of hawaii and pretty embarrassing college transcripts, part of me was sure this attempt was another wishful effort.

in the end, the many hours spent on the various application parts, not to mention the three individuals who supplied my letters of recommendation, paid off. and i’m thrilled. i can attend a top “politics” school in washington d.c. and never have to leave hawaii!

but as the saying goes, “be careful what you wish for,” because now i have to decide if it’s worth the heavy financial debt load i would have to take on in order to pay for it. unlike undergraduate loans, i cannot defer any loans for this program. no, i wouldn’t have to make payments until six months after i graduate, but the “juice” will be running from the first day.

if i could be assured a high five-figure salary as soon as i graduated, there would be no question about what to do. but i’ve been in serious, stifling debt before. i remember that feeling of being trapped and it took me years to get out from under it. the program is exactly what i’ve been looking for, but can i honestly say it’s worth the financial burden i’d be taking on? i’m just not sure.

a quick and dirty calculation suggests i could be saddled with a more than $600 per month bill that i’d be paying for the next decade…. admittedly, i’m fishing a bit for words of encouragement. but i’m also looking for honest, sober advice.

i also want to offer my thanks to the three people who helped me get to this decision by writing recommendations that i have no doubt tilted the scales in my favor.

3 Comments, RSS

  1. mark stehr November 29, 2016 @ 11:00 am

    Hey Josh,
    Such good news!
    I must say,”debt sucks”. But regret sucks more. And eventually the debt gets paid off.
    Don’t live in fear, follow your dreams. You gotta take your chances when you get ’em.
    Good luck and study your ass off. You will do great!

  2. frost November 29, 2016 @ 12:48 pm

    Thanks Mark! I’m really of two minds. One completely agrees with you; no reward without risk. But there’s a practical part that can’t help but worry. I do appreciate the comment and support!

  3. Laurie January 7, 2017 @ 2:09 pm

    I like to think about problems like this by considering which path widens or narrows options.

    Trusting you’ve filled out your fafsa and checked the Hawaii Community Foundation’s website for scholarships.

    Have you considered talking to Andy Winer?

    Good luck with your decision Josh!

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